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Home » ‘I went from Universal Credit to lottery win and made one major life change’
Money

‘I went from Universal Credit to lottery win and made one major life change’

By staff10 June 2025No Comments4 Mins Read

Scottish couple and parents of four Olivia and Kevin Love won £10,000 a month for 12 months on the National Lottery – and Olivia has already made a big announcement about her future

Olivia and Kevin Love carrying shopping bags
Couple Olivia and Kevin Love were thrilled to announce their lottery win(Image: ALAN PEEBLES PHOTOGRAPHY)

On May 29, a mother-of-four named Olivia Love took to social media to share the thrilling news that she and her husband, Kevin Love, had won big on the lottery.

One morning in May, Olivia was laying in bed before getting her kids up for school. But unlike her typical routine, she received an email notifying her of a win on the National Lottery. Olivia anticipated seeing a modest £5 win from the five Lucky Dips tickets she’d purchased. Instead, she was left in shock when her account showed she’d bagged the second highest prize – an impressive £10,000 a month for a year.

“And I was like ‘what? That’s weird,” she recalled, explaining how she took a screenshot of the website to send to her husband who was at work. She recalled: “I was like, ‘Babe, I think we’ve just won the lottery.”

Olivia went on with her usual morning routine, getting her four children ready for nursery before revisiting the National Lottery website while they were having their breakfast.

Once logged in, she found a message confirming her ‘Set for Life’ win and instructing her to contact their Customer Care team. She said: “And I was like, what the f***, I think I just won the lottery. That’s nuts!”

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Following her announcement, Olivia was quickly met with several questions about how she and her husband were planning on spending their winnings on. Her response, however, left many taken aback.

She revealed she’d made one major life change, replying: “In my case, I’ve left my job.”

Previously, Olivia worked part-time in a supermarket, earning £800 a month. With four children, her childcare costs amounted to £1,800 a month.

Because of this, the couple had initially filed for Universal Credit to help pay up to 80% of these expenses. However, after winning the money, they no longer meet the eligibility criteria for the benefit.

As a result, Olivia has chosen to take a year-long break from her job to reduce their childcare expenses while also spending more quality time with her children.

Olivia has also shared her future career plans, which include spending her year away from work to launch her own business as a Wedding Content Creator. To achieve this goal, the mother plans to enrol in videography and video editing courses.

Aside from her career aspirations, the family’s daily life has not seen any significant changes. The couple still devotes most of their time to caring for their young children.

However, Olivia has started receiving more assistance around the house. She has hired cleaners and gardeners and even has someone to collect her laundry.

The couple has also shared videos from their shopping excursions, where they’ve indulged in luxuries they previously couldn’t afford. They now do their grocery shopping at M&S and have also settled their Council Tax in full, as this was something they “hated” doing on a monthly basis before.

Olivia also revealed that she and her family are currently planning vacations to Wales and Scotland. She said: “I think my husband and I are going to try going to some of the fanciest hotels in Scotland as a treat.”

Viewers have been flooding the comments section with messages of congratulations and support for the family. One wrote: “I get the vibe from this video alone that you two absolutely deserve this win!”.

Meanwhile, another commenter beautifully summed up the value of quality time spent with loved ones, saying: “Even only if you spent all the money in a year… that’s a year at home with your babies.”

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