Drivers battling colds and flus this winter could end up paying ‘snot tax’ – with fines up to £5,000, penalty points and at worst – a voided insurance
Sniffles behind the wheel could land motorists with more than a runny nose – as experts warn drivers battling colds and flu face fines, penalty points and even invalidated insurance.
Claire Wills-McKissick, temporary car insurance expert at Tempcover, explained just how much money poorly drivers could be blowing (alongside their nose).
“Driving when you’re sick can be risky for you and other road users. Symptoms like sneezing, coughing fits, and even fatigue and drowsiness can cause you to lose concentration or even temporary control of your vehicle. These motorists are at greater risk of heavy fines, points on their licence, and invalidated insurance and here’s how.”
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Motorists whose driving falls below the standard of a careful and competent driver could be charged with driving without due care and attention.
A momentary lapse might see you hit with a fixed penalty and three points. But serious cases can land drivers in court, with fines of up to £5,000, a driving ban, or three to nine penalty points.
The ‘snot tax’
Even reaching for a tissue could trigger penalties. Under the Road Traffic Act, taking your hand off the wheel, even for a second, may be classed as losing proper control.
If it creates danger, drivers risk a £1,000 fine and three penalty points. A simple sneeze, in other words, could see you paying what experts are calling the “snot tax.”
Insurance impact
Being unfit to drive doesn’t just risk a fine – it can also void your cover. If illness plays a part in a crash, insurers can argue you weren’t fit to be on the road, leaving you liable for damages.
“With that in mind, if you’re really not feeling well, consider postponing your trip, or asking someone else to take over the driving duties,” Claire added.
“When using a temporary car insurance provider, like Tempcover, they can take out cover for as little as an hour, making it much easier to hand over the driving.”
Safe driving tips
While experts stress it’s best to avoid driving sick, Tempcover advises motorists to:
- Assess your condition – If you feel a coughing or sneezing fit coming on, pull over safely. Looking away for just two seconds doubles the risk of a crash.
- Check medication – Cold and flu remedies can cause drowsiness. If there’s any risk, avoid driving.
- Use ventilation – Air con or an open window can clear your head and ease congestion.