Shoppers praised the cashback service as a ‘great way to save some extra cash for Christmas’ now an expert has shared several tips to maximise cashback savings
With Black Friday around the corner, bargain hunters across the UK are preparing for the biggest shopping event of the year. But while slashed prices are a major draw, there’s another smart way to make every purchase go further – and that’s through cashback.
Cashback platforms such as TopCashback give shoppers the opportunity to earn money back on everyday spending, from fashion and beauty buys to holidays and home utilities. It works by passing on the commission retailers pay to these sites when members shop through them, turning ordinary purchases into easy savings.
Adam Bullock, UK Director at TopCashback, said: “Black Friday is still a great time to check for a better price point if there’s something you’ve been after. But it’s not just about finding the lowest price out there; it’s also about making sure you’re saving as much as possible when you do buy.
“Before making a purchase, shoppers can always check whether they can earn cashback to go one step further with their savings. Sites like TopCashback give a portion of money back every time someone shops through it, boosting the kinds of savings you can find on Black Friday even more.
“With over 6,000 brands to choose from, from fashion and beauty to tech, travel and dining, if you’re planning on purchasing something during this shopping spell, you might not have to look far to find cashback available. Members who do their online shopping, switch utilities or renew insurance policies through TopCashback can save more than £300 a year on average.”
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It works by passing on the commission retailers pay to these sites when members shop through them, turning ordinary purchases into easy savings.
So how can shoppers make the most of cashback this Black Friday? Here are a few tried and tested ways to maximise rewards.
1. Download the TopCashback app
First up is to download the TopCashback app, which mirrors all of the features of the main website and is free for both iOS and Android. Then turn on push notifications to get alerts for limited-time bonus offers and higher cashback rates.
It’s worth noting that TopCashback isn’t the only app available; Quidco also has a mobile app, as does Cheddar. Quidco offers shoppers cashback from over 5000 popular brands. While Cheddar offers cashback for over 100 of the UK’s top retailers.
2. Use a browser extension
For those prone to forgetting to activate cashback, the browser extension is really handy. It automatically notifies users when a partnered retailer is offering cashback, showing a small hummingbird icon on eligible sites. Simply click to activate, continue shopping and the purchase is tracked automatically.
3. Join the smart shopper list
Subscribers to the TopCashback smart shopper list then receive early access to promotions and exclusive rate boosts. Those signed up also get money-saving tips throughout the year.
Smart shoppers can also stay informed about the best cashback rates during key shopping events, such as Black Friday and Cyber Monday. For a more general email about making the most of your money, there’s also MoneySavingsExpert’s weekly email.
4. Use TopGiftCards to save online
With TopGiftCards, users can buy digital gift cards for over 100 retailers while earning cashback on the purchase itself. Whether it’s to plan a weekly food shop or buying Christmas presents, it’s an easy way to stretch budgets further.
For example, a £20 gift card offering 5% cashback adds £1 straight to the cashback account. While it works for gifts, some shoppers use preloaded gift cards as budgeting tools, so they can spend and build cashback at the same time.
5. Earn up to £700 selling a phone
For those upgrading a phone or tech during sales, there is a TopCashback’s Sell Your Phone tool, which means members can earn up to £700 when trading in an old device, depending on model and condition. Additionally, there’s an extra £25 cashback payment made within three days of the trade-in being completed.
TopCashback’s trade-in is done via partner WeBuyAnyPhone.com. Other places to find out about trade-in prices include MoneySuperMarket.com, where trade-in prices are compared.
6. Utilise the reward wallet
The Reward Wallet allows cashback members to maximise value from their cashback by converting the payable balance into gift cards. Cashback can be increased by up to 25% when paid out this way, for example, a £20 balance could become a £25 gift card.
7. Referral scheme
Through the Tell-a-Friend referral scheme, members can earn up to £35 for every friend who signs up and earns £10 cashback. For those yet to try it, new members can currently claim a £15 bonus on a £15+ spend when signing up via this link.
On Trustpilot, users of TopCashback have rated it a high 4.5 out of 5 stars. One person said: “Very quick process to request payback. I hope it comes through just as promptly.”
Another wrote: “Great way to save some extra cash for Christmas and so easy too. Simple, quick payout when I’m ready to speak my earnings.” A third shopper wrote: “Easy to use, have earned hundreds over the years. It may seem like pence at the time, but it all adds up.”
Despite being happy to earn cashback, one user knocked a star off their review, after finding the cash withdrawal slightly unclear: “I was delighted to get my cashback and I redeemed it as an Amazon gift card, but the process of drawing it down wasn’t easy and I think the steps to do this should have been clearer.”
While a thrilled user praised the service, rating it five stars and saying: “Loving TopCashback. Since joining, I have been able to successfully withdraw nearly £1,000 in real cash – what is not to love.”